Is it OK for me to WANT!  Yes! God made us, He formed us and knew us before we were born. Everything we are, and that includes what we like and want, is a desire of our heart - that God made real in us. His word says that He gives us the desires of our heart (when He formed us) and then fulfills those desires (when we follow Him).

How can I do someting for God when I can only think of what I need? God showed me recently that when you start on this plan it most likely will be 100% us and 0% God. This is because most of us are so troubled with our lives we cannot commit to His need. For that reason He said to me it is OK to start off being seemingly selfish as over time our needs become so insignifacnt to His plan that we end up being 0% and what He wants becomes 100%! Only then are we able to commit fully to what He wants done!

What is a cheerful giver? We must get into a position where we cannot but want to give. Only then can we truly be cheerful givers. This can only be when our needs are being met. Just as noted above we must be confident that all our needs are met when they need to be, and then we will have no problem giving cheerfully with honest desire. 

I dont know what God wants from me? When you can concentrate on what God wants without concerning yourself about your day to day problems, that is when His purpose for you will start to become clear. You must become free from bondage in every respect in order to see God's plan for you. Our Tactical Financial Management Course is designed to get your whole life in order. If you cannot make a live presentation, we will soon have a DVD of the course available to everyone anywhere in the world.

How do we control everything!  Simply use the Time Line Manager. It is not like any budgeting program thats gone before. This shows you step by step what to do to get your life back and get out of financial bondage forever. It will help you make decisions and shows you immediately how each decision affects not only your month's cash flow but the whole year.

What is a time lineA time line simply put, is the achieving of an objective or group of objectives, over a period of time within the framework of a proper plan.

What is Stewardship?  Stewardship simply is looking after that which you have been given custody over.

What is the objective of Time Line Stewardship?  Combining these two ideas, we can therefore see that Time Line Stewardship is the achieving of an objective or group of objectives, over a period of time, within a framework of a proper plan, while looking after each and every resource at your disposal, and always using them to their best advantage.

What objectives are we talking about?  We are talking about each and every thing that you may have wanted to have, do or achieve in your lifetime (every dream you have had), especially those that you think you just would never achieve, becasue they are either too difficult, too big for you or beyond your means or ability!

How do we go about doing this?
There are various steps that need to be taken to achieve these objectives:
1.Get out of financial trouble/debt/bondage and into financial freedom.
2.Define what it is that you actually want or want to do.
3.Devise a plan that will enable you to achieve the objectives you have set.
4.Implement the plan on an ongoing basis and monitor your progress.
5.Celebrate your success and use your excess.


What is the single biggest problem in achieving financial freedom?  The single biggest problem in achieving financial freedom is falling into the same trap again. If you think that you can keep doing the same thing but expect a different result, then you have discovered the definition of insanity! You have to change what you have been doing to expect a different result.

Stages of Financial Freedom
Stage one
is where you are in debt, you do not earn enough money to live let alone pay your bills, you cannot see a way out and you just end up in an ever increasing downward spiral of financial lack and the depression that goes with it. You cannot see the wood for the trees and you do not know where to turn, to get out of trouble. Even if you do not experience all these factors but are simply in debt and/or do not have the means to do what you want to do – you are in financial lack and hence stage one. This is the stage where you MUST take control over your finances and start to move into financial freedom!

Stage two is entered when you have implemented a plan and run it for normally about a year. Where money no longer has this hold over you and you have sorted out your debts and are working towards your bigger objectives or dreams. Stage two lasts as long as it takes for you to get full control over the resources in your life, and get to a position of surplus income. During this stage you start to achieve your objectives too, so even if it takes a little while it does not matter as you are well on the road to your dreams.

Stage three is where you have EXCESS both on a regular monthly, as well on an ongoing basis. This is where your supernormal dreams are being met and where you become better at being accountable for what you do with your excess or abundance.

What is excess or abundance?  This is where you have more than you need either on a monthly basis and/or on an ad hoc basis. Where you can do special things on God’s instruction. This is the state of abundance God wants for us, and I am sure where all of us would like to be. Being able to be accountable for the excess is what it is all about when this happens.

When do I see excess?  You can see excess at any stage! If you have received IN more than you planned to pay OUT you are seeing excess.

This does not now mean that you can just go out and spend it like in the past. It means that you need to firstly look at your Time Line spending in detail to see if you are in fact in Excess. If, for example, you expected less later but more now to compensate, then you are not in excess.

If you however did indeed get excess, then you need to first go before God to find out what He wants you to do with it. This may mean that it can be used to settle debt sooner, or achieve an objective sooner, but it could also mean - give it away!

The point is to always Listen to God’s instruction and act accordingly.